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Rate Change Calculator

Use our rate change calculator to get an idea of how much your monthly mortgage payment might change.

You can find your current mortgage details in your most recent annual mortgage statement.

Where your mortgage is made up of a number of variable rate sub-accounts or parts, you'll need to complete separate calculations for each one.

If your mortgage is affected by a rate change, we will always write to you, to let you know your new monthly payment ahead it being taken.

 

 


Why is the estimated payment change more/less than I expected?

The figure shown is for illustrative purposes only.

If your mortgage is affected by a rate change, we will always write to you, to let you know your new monthly payment ahead of it being taken.

Further information

> Rate and product queries

> Facing financial difficulties

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

For telephone line opening times, please read the information in our contact section. Calls may be monitored and recorded for security and training purposes.

Our tracker rate mortgages are linked to Bank of England Bank Rate (also known as Bank of England repo rate). Details of this rate can be found on the Bank of England website or in the Financial Times or other leading newspapers.

Security and privacy policy

© Birmingham Midshires

This site is intended for UK residents unless otherwise stated. Mortgage Loans will be made by Birmingham Midshires.
Birmingham Midshires is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh, EH1 1YZ.
To contact the FCA Consumer helpline, please ring 0800 111 6768 or visit moneyadviceservice.org.uk/.